USOBA

USOBA or the United States Organization for Bankruptcy Alternatives was formed to create and advocate debt settlement and debt negotiation programs. From USOBA’s website:
With record levels of consumers filing for bankruptcy each year, the credit counseling industry under fire from the IRS, FTC, U.S. Senate and House, consumer advocates and the state legislatures, USOBA members are the last line of help before going bankrupt.
USOBA member companies are dedicated to future of the settlement industry. Most member companies will display a USOBA logo at the bottom of their webpage.

{ 10 comments… read them below or add one }
There are so many debt settlement companies out there, do you have any recommendation’s on which one’s are the best.
Please advise on which company will be the one we can trust, there are so many that are scams.
What do you know about Silveleaf debt Solutions/Lloyd Ward & Associates Attorneys at Law
I have a debt of more than 38,000 and im looking of any alternative not to file for bankcrupcy. But almost or behind making a payment. I can’t find a credit consolidation either.
@Beverly – Please see our Silver Leaf Debt Solutions Review
I’ve signed an e-contract with Credit Answers and now have started to worry about it, how do you rate them? Are they Trustworthy. They are dealing with Jensen Legal Group and have looked at reviews on line and am concerned.
send me info on elite financial services
What do you know about Silverbay Financial? Are they a reliable company
I have signed on with Jensen Legal Group and concerned about their up front fees and am very worried. I have high credit card debt and was hopeful they could help me, but am really worred now. they have $600 of my money so far and the creditors keep calling. HELP
Please give me your opinion of Elite Financial Services. Are they reputable and I have signed online and will get welcome package today and suppose to call them and start proceedings. Please let me know asasp. Thank you. Very nervous about this.